Homes in Order

Pay off mortgage, save big!

Amazing Homes. Smarter Money.

$5 Meal, or $25 Mortgage Payoff?

You might be surprised how much that $5 meal could save you if you put it toward your mortgage instead. And you might be even more surprised to see what happens when you make small extra payments over and over again. A few dollars today can make a big difference tomorrow. Welcome to Homes in…

THE NEW-FASHIONED WAY TO WEALTH

Homes in Order

Welcome to Homes in Order. The New-Fashioned Way to Wealth, by Jeremy Washburn, MBA.

WATCH HOMES IN ORDER on YOUTUBE

New videos every Monday, Wednesday, and Friday @HomesInOrderTV on YouTube
HomesInOrder.com Welcome back to Finance Friday on Homes in Order! Today, we are tackling one of the biggest debates in real estate finance: the 15-year vs. the 30-year mortgage. Financial experts like Dave Ramsey aggressively argue that the 15-year fixed mortgage is the only right choice. While he is technically correct that a 15-year loan saves you more total interest, the reality of the market is completely different—over 90% of home buyers today choose the 30-year option. On today’s episode, we pull up the Homes in Order property calculator to show you why the 30-year mortgage is actually the superior strategic tool. It protects your cash flow with lower mandatory monthly payments, while still giving you the ultimate flexibility. We walk you through the math step-by-step to show you exactly how to cleanly turn your 30-year loan into a 15-year timeline whenever you choose, simply by making automated principal prepayments. You get all the structural interest savings without trapping yourself in a massive mandatory overhead payment. 📊 Build your own financial freedom roadmap using our custom calculators at homesinorder.com. 🗓️ Chapters / Key Moments: • 0:00 – Welcome to Finance Friday: The Great Mortgage Debate • 1:00 – Is Dave Ramsey Right? Fact-Checking the 15-Year Fixed • 2:15 – The 90% Reality: Why Most Homeowners Choose 30 Years • 3:30 – Cash Flow Flexibility: The Ultimate Power of Lower Payments • 4:30 – Calculator Demo: How to Turn a 30-Year into a 15-Year Loan • 5:30 – The Principal Prepayment Blueprint & Outro 🌐 Resources & Links Mentioned: • Calculate Your Mortgage Savings: Visit 1equals5.com or homesinorder.com to run your own comparative payoff calculations. • Get the Framework: Learn how to eliminate mortgage interest early.
Why Dave Ramsey is WRONG About the 15-Year Mortgage!
Can a $2.79 Million dollar dream home completely skip having a basement? 🏡🌲 Today, we are touring "The Pineview"—a phenomenal luxury country estate sitting on 3 beautiful, private acres. This property is absolutely gorgeous and features a stunning circular asphalt driveway, a wide-open gourmet kitchen, beautiful natural color palettes, and warm wood floors. While it has no basement, it features an incredible bonus layout upstairs complete with its own private kitchenette! 📊 MORTGAGE MATH BREAKDOWN: Owning a country estate like this comes with some serious financial reality. At a $2,799,000 purchase price, what does the monthly payment actually look like? In today's video, we pull up our property calculator to break down the raw numbers of a jumbo mortgage on this specific house, showing you the exact principal, interest, and what it really takes to carry a multi-million dollar loan balance. 👇 Let me know in the comments: Do you prefer a home on acreage with no basement, or is a basement a dealbreaker for you? ⏱️ TIMESTAMPS 0:00 - The $2.79M Country Estate Driveway Hook 0:03 - Welcome to Homes in Order 0:08 - Exploring the 3-Acre Grounds & Exterior 0:45 - Wide-Open Gourmet Kitchen & Living Tour 1:20 - Upstairs Layout & The Second Kitchenette 1:42 - Mortgage Math: Breaking Down the $2.799M Payment 1:45 - Final Property Thoughts & Outro
Inside a $2.79M Dream Country Estate on 3 Private Acres! 🪵🏔️
Check us out at HomesInOrder.com. Is an all-black mountain home the ultimate design risk or a genius Airbnb investment? 🏔️🖤 Today, we are stepping inside an absolutely stunning luxury property built high up in the mountains that is destined to become a high-end vacation rental. This home completely breaks the rules with bold floor-to-ceiling black accents everywhere you look. From the incredible dark finishes to the striking architectural details, it is designed to create an unforgettable guest experience. If you are looking for modern mountain design inspiration that stands out from the crowd, this is it. 📊 FINANCE FRIDAY MATH (The 1=5 Rule): Before you spend $1,200 on a brand-new laptop, you need to see what that cash could actually do for your wealth. On today's episode, we put that money into our property calculator to show the power of the 1 equals 5 formula. Prepaying $1,200 directly toward your mortgage principal doesn't just lower your balance—it completely eliminates $6,000 in future interest fees and shaves months off your loan timeline! 👇 Let me know in the comments: Would you stay in a fully black luxury mountain cabin, or is it too bold for your style? ⏱️ TIMESTAMPS 0:00 - The Ultimate All-Black Mountain Hook 0:03 - Welcome to Homes in Order 0:08 - Floor-to-Ceiling Black Luxury Tour 1:00 - Design Strategy for High-End Airbnbs 1:38 - Hidden Details & Mountain Views 1:42 - Finance Friday: The $1,200 Laptop vs. Your Mortgage 1:45 - The 1=5 Math Explained & Outro
Inside a Jet Black Mountain Mansion (The Ultimate Future Airbnb!) 🏔️🖤 $1200 Laptop
Could a simple $2 decision completely change your financial future? 💸 Welcome back to Finance Friday! Today, we are breaking down one of the most mind-blowing compound interest secrets in real estate math: the 2 = 1,000 Rule. Most people assume that saving money on a home loan requires massive lump-sum payments. But when you look at the math on a typical mortgage, putting just $2 extra per month toward your principal can quietly wipe out $1,000 in lifetime interest fees! When you scale this concept up, the numbers get even crazier. We use our property calculator on screen to show you exactly how compound interest works in reverse to save you a fortune, slash years off your loan timeline, and help you own your home free and clear much faster. 👇 Let me know in the comments: What is a small daily expense you could easily reallocate to start saving thousands on your house? ⏱️ TIMESTAMPS 0:00 - The $2 Mortgage Mindset Hook 0:03 - Welcome to Finance Friday 0:08 - How 2 = 1,000 Math Works 0:45 - Breaking Down Compound Interest in Reverse 1:15 - Scaling the Formula (What $20 or $200 Saves) 1:40 - How to Set Up Automated Micro-Prepayments 1:45 - Final Wealth-Building Strategy & Outro
How $2/Month Saves You $1,000 on Your Mortgage! 🤯
Is this the ultimate modern mountain floor plan? 🏔️ Today, we are touring an incredible property in the Eden, Utah Parade of Homes that perfectly balances bright, open gathering spaces with moody, dramatic design elements. From the moment you walk into the beautiful open kitchen and dining area, you are greeted by stunning valley and mountain views. But the real showstopper might be the ultra-sleek black office and custom black accents throughout the home. Plus, wait until you see the clever separate sitting and TV room—the perfect layout for standard living or entertaining! 📊 FINANCE FRIDAY MATH: How much is that "small" monthly subscription actually costing your household? In the middle of today's tour, we break down the compound math of a $19.99 monthly charge and look at how much wealth is quietly slipping away over 5, 10, and 30 years. 👇 Let me know in the comments: Would you go bold with a completely black home office, or do you prefer the bright and airy kitchen style?
Tour This Moody Black Office & Open Luxury Kitchen in Eden, Utah! Plus $19.99 Streaming Subscription
Welcome back to Homes in Order! Today, we are taking you inside a breathtaking, top-to-bottom luxury estate featuring some of the most amazing views we have ever filmed. Perched high above the mountain bench, this home offers stunning, unobstructed panoramic views over the entire valley. From the premium custom finishes inside to the massive wrap-around balconies outside, this property defines luxury living. Once we wrap up this incredible property walkthrough, we head over to the office for today's dynamic finance segment. We are tracking a tiny, everyday impulse purchase: a simple $1.75 vending machine drink.We aren't here to scold you for grabbing a refreshing drink! Instead, we put that exact $1.75 into our property calculator to show you what happens when you redirect that exact daily amount directly into your early mortgage principal. You will be completely blown away to see how small, automated principal payments early in a 30-year loan multiply into massive interest savings! 📊 Run your own numbers and discover how to build real estate wealth using our custom tools at homesinorder.com.🗓️ Chapters / Key Moments:0:00 – Welcome & Breathtaking Panoramic Valley Views1:15 – Top-to-Bottom Luxury Interior & Premium Finishes2:30 – Master Suite & Infinite Balcony Walkthrough3:45 – Finance Segment: True Cost of a $1.75 Vending Machine Drink5:00 – Amortization Blueprint: Turning Pocket Change Into Home Equity🌐 Resources & Links Mentioned:Calculate Your Mortgage Savings: Visit 1equals5.com or homesinorder.com to run your own payoff roadmaps. Get the Framework: Learn how to eliminate mortgage interest and put your money where it matters most.
Inside a Top-to-Bottom Luxury Home + The $1.75 Drink Mortgage Trick
Try for yourself! www.HomesInOrder.com Welcome back to Finance Friday on Homes in Order! Today, we are pulling back the curtain on the core financial framework behind our channel: the 1 = 5 Mortgage Formula.If you have ever wondered where this rule came from, we open up our exclusive property calculator to walk you through the math step-by-step. For the typical homeowner, dropping just a single extra dollar into your early mortgage principal balance can wipe out roughly $5 in future structural interest charges! We look at real amortization timelines to show you exactly how this rule works, how it scales cleanly—where prepaying $1,000 saves you $5,000—and how you can leverage it to reclaim your capital from the bank. No confusing jargon or boring spreadsheets, just objective numbers so you can put your finances in order. 📊 Run your own numbers and discover how to build real estate wealth using our custom tools at homesinorder.com. 🗓️ Chapters / Key Moments:0:00 – Welcome to Finance Friday: The Origin of the 1 = 5 Formula1:00 – The Math Explained: How Prepaying $1 Saves You $52:15 – Calculator Breakdown: Fact-Checking the Rule with Live Numbers3:30 – Scaling the Math: How $1,000 Turns Into $5,000 in Total Savings4:45 – Final Thoughts & Tracking Your Own Debt Freedom Date 🌐 Resources & Links Mentioned:Calculate Your Mortgage Savings: Visit homesinorder.com to run your own payoff roadmaps.Get the Framework: Learn how to eliminate mortgage interest and put your money where it matters most.
The 1 = 5 Mortgage TIP: Save $5,000 for Every $1,000 Prepaid!
Welcome back to Homes in Order! Today, we are taking you inside our absolute favorite property from the Northern Wasatch Parade of Homes. This incredible luxury estate features high-end custom finishes all around, a private backyard swimming pool, and an awesome basement theater built for ultimate movie nights. Plus, it even has its own dedicated, professional podcast studio! Once we finish touring this spectacular property, we head over to the desk for today's dynamic finance segment. We are tracking a common, everyday cost: a standard $12 a month streaming music subscription.We aren't here to tell you to stop listening to your favorite songs! Instead, we put that exact $12 per month into our property calculator to show you what happens when you redirect that small amount directly into your early mortgage principal. You will be completely amazed by how much structural interest you wipe out over the life of a 30-year loan by making tiny, early principal moves. 📊 Run your own numbers and discover how to build real estate wealth using our custom tools at homesinorder.com.
Inside My Producers' Favorite Parade Home! (Podcast Studio & Pool)
HomesInOrder.com Welcome back to Homes in Order! Today, we are touring a beautiful, high-end builder's model home priced in the high $600,000s. Compared to the massive luxury estates we usually look at, this property is a much more affordable, realistic option for families looking to break into the market.It comes packed with a major layout trend we've been seeing a ton of lately: a fully finished basement apartment. This setup is the ultimate financial asset, serving as a perfect independent space for older kids, in-laws, or a reliable rental unit to help smash your monthly mortgage payment. Before wrapping up the walkthrough, we head over to the calculator for today's dynamic finance segment. We are tracking an everyday habit: a simple $3.50 energy drink stop. You will be completely blown away to see how that single daily choice scales. When you redirect that $3.50 directly into your early mortgage principal, every single dollar saved turns into nearly $29 of structural wealth! Drop your numbers into the Homes in Order Property Calculator to map out your own path to equity. 🗓️ Chapters / Key Moments:0:00 – Welcome & Affordable Model Home Walkthrough1:15 – Main Level Layout & Modern Builder Finishes2:30 – The Basement Apartment Trend: Your Mortgage Helper3:45 – Finance Segment: The True Cost of a $3.50 Energy Drink5:00 – Final Math: Turning Single Dollars into $29 in Savings 🌐 Resources & Links Mentioned:Calculate Your Mortgage Savings: Visit 1equals5.com or homesinorder.com to run your own payoff roadmaps.Get the Framework: Learn how to eliminate mortgage interest early.
Inside a "Budget" Luxury Home + The $3.50 Energy Drink Trick
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